"Programmer says 'Works fine on my machine' "
Because programmer is too stupid to check the dependecies properly. So of course of it works on THEIR machine...
1200 publicly visible posts • joined 18 Aug 2019
It is, on a the face of it, a compete con. Only because one needs to understand what a credit score actually measures.
The "pinnacle" of good money management, to most, is to be able to live "debt free". But that is NOT what credit scores assess.
Credit scores assess your ability to manage debt, not money.
Ego, if you have no debt there is nothing by which your ability to manage it can be assessed, so zero or very low credit score.
Plus, they don't make anything like as much profit from people who are good at managing money. They make it from people who are in debt.
Go figure...
As the old saying goes - don't put all your eggs in one basket.
Have multiple accounts with different banks. Ideally, banks NOT part of the same group.
Keep the bulk of your funds in accounts NOT accessed via a mobile app.
NEVER have credit cards from the same bank (or bank group) as your main account(s). They can use "right of offset" to help themseves to money in any of those accounts to service any debt on the card even if it pushes those accounts into unauthorised overdraft and then hit you with all sorts of additional fees for that too.
And the RBS android mobile banking app has a serious bug which RBS refuse to fix despite the Financial Services Ombudsman ruling against them.
If you go into the "Manage my card & Google Pay" it blocks access to the card management section and insists you select one of the Google accounts on your phone - even if you have NOT nor any intention of setting up or using Google Pay.
There is NO WAY to get past it.
If you select one of the Google accounts just to get at the card management function - minor things like BEING ABLE TO BLOCK A LOST/STOLEN CARD, there is NO WAY to tell it to forget that account. The only way is to uninstall their app and re-install it.
Utterly shite programming and blatant disregard for GDPR which even after numerous complaints and the Ombudsmans ruling, RBS REFUSE to fix.
Add to that Teams setting itself to auto start when you sign in to Windows, even when you've turned it OFF in Startup Apps (as does Skype using the crummy Meet Now in the notification area).
STOP DOING THAT!!!!!
If I've turned it off in Startup Apps LEAVE IT TURNED OFF!...
For anyone who is wondering about the Royal Bank of Scotland reference - it "nods" in the direction of at least two incidents.
The first could be just internal rumour. How based in fact it is I don't know, but the story goes like this and is known as the "P45 incident".
A guy in network/telecoms decided he was going to implement a minor fix to something and couldn't be bothered to go through change management. Unfortunately the "fix" took out most of their ATM network one of the last shopping days before Christmas. Cost them a fortune in fees from customers using other banks ATMs. Guy was immediately given his P45 and shown the door.
The second is very real and happened not that long after Fred "the Shred" Goodwin almost bankrupted RBS and brought the UK banking system very close to collapse. After, as a cost cutting measure large chunks of RBS IT was "offshored" to the Indian sub-continent and people who were not familiar with almost everything. They rolled out a change - in the middle of the week!!! - to a core banking system which went wrong preventing thousands of RBS customers from accessing their accounts. They then mades pig's ear of their "recover plan" to back the change out.
" Sure, there are times when a paradigm shift comes along and people have to relearn a skill or set of rules (such as when a country changes the side of the road its drivers drive on)"
That's not how paradigm shifts really work.
A shift in paradigm is best desribed as like "taking one set of glasses off, then putting on a different set wich give you a very different view of the same world". A very good analogy (or example) is the Rubin Vase optical illusion. Viewing it through one paradigm, you see faces. Exactly the same image viewed through another paradigm, you see a vase. It is very hard to see both at the same time, it is one or the other, yet always the same image you are looking at. All you are changing is the way you interpret it and it is a radical change.
That is pretty much how Thomas Khun defined it when he coined the term.
There is one fundamental concept all organisations looking to replace customer facing people with AI "chat bots" need to take on board.
If I am a current or prospective customer of yours and I contact your company, I want to talk to a REAL LIVE PERSON. Not some effing bot.
If all I get is an effing bot or you make it difficult to get through to a person, I'll take my business elsewhere.
It really is as simple as that.
It is bad enough phoning up some organisation for assistance with something and having to wade through shit loads of shite "automated assistants", which 99% of the time are able to do nothing I can't do myself online - ERM THAT'S WHY I'M PHONING UP because your automated systems aren't helping!!!! - without getting put through to "a plastic personality".
I take it you've not had to use AutoDesk products - all subscription only - or optical modelling software such as Zemax.
When checking the prices of Zemax, especially single user network licenses to get around the "locked to one user for 30 days at a time" bollocks, be sure you are sitting down.
Something like £10K per year! For ONE user.
"Icon: can remember corridor trains like on A Hard Day's Night"
Corridor trains! You posh so-and-so.
I had to put up with the non-corridor slam door class 312 for many years when working in banking IT in central Londinium.
http://www.geocities.ws/jamesstearn/trainstoday/312gallery_A_.html
I swear the seats were stuffed with horse hair and coiled steel springs.
One trip took over 3.5 hours to get home from Liverpool St (normally takes 35 minutes) after the one I was on brought down the overhead wires with a BANG!
" spend more time yelling at the assisant for failing to carry out a verbal instruction"
I find exactly the same thing with voice controlled phone menu systems to the point where almost the only thing I ever say to (or more increasingly scream at) them without hanging up is "Agent".
If I'm phoning up a company about something, I wasn to speak to a human being, not some f***ing bit of poxy software that understands sweet FA.
I strongly believe there is a correlation between this and wealth.
Those who don't have to do their own cleaning at home, because they employ "minions" to do it, often overlook the work the "little people" do anywhere else including in companies they run.
"> Given he just sacked the cleaning staff
If true, I totally support that. Clean up your own shit."
My mum was a cleaner for most of her working life - offices, schools, colleges - and when young I was occasionally "roped in" to help from time to time.
Some of things supposedly "very well paid" people do at work that one "hopes" they would never do at home, you woudn't believe. Absolutely disgusting.
Even were I work today with a bunch of well paid, supposedly very intelligent (PhD) people, the state they have left some things in is absolutely disgraceful. Not just their working areas (more usually described as "tips") but also horrible skanky food left out, uncovered, on bench tops over a summer weekend and out of date/mouldy/rotting food left in the fridge.
Yes! You DO need proper cleaners.
"So was Windows 10. Widely despised, enough to where there was a group of 'Never 10' people who did all they could to block the 'up'grade."
That's not quite accurate
As one of those who rolled out Gibson's "Never10" on our estate I can tell you exactly why we did.
It wasn't because Windows 10 was terrible per se - it was because brain dead Microsoft were trying to FORCE the upgrade out whether you wanted it or not and at a time of Microsoft's choosing, NOT ours. That could be construed as possibly even illegal in some countries.
When to move our platform from 7 to 10 was going to be our decision NOT Microsofts as it should be. Microsoft broke that rule deliberately and willingly and deserve all the shit they got for it - and more.
My favourite response in such situations - when I am the customer - is to explain it to them simply and clearly:
"I'm profit, you are overhead".
I had an exerpience with a very good sales rep for a local Compaq dealer in the early/mid '90s.
I wandered in almost "off the street". I was in my early to mid 20s, not in the traditional suit (can't abide wearing suits) or anything. Certainly didn't look like a serious business customer. Just wanted to ask about desktop PCs for a potential upgrade.
The salesman, to his eternal credit, treated me as a serious customer and within 2 months I'd placed orders through him for hardware, software and trainng to the value of £234,000.
Upgraded the entire company IT from mixed DOS/Windows 3.1 on dreadful "build it yourself" smorgasbord hardware, mixed Lotus 123/Word Perfect to all Windows 3.11, standard Microsoft Office platform and 95+ new Compaq PCs. Training for the staff and brand new server.
The same bullshit that means it is very hard to buy new PCs with Windows 10 or even drivers for Windows 10.
Meanwhille the ridiculous hardware requirements for 11 are all about selling more new tin boxes and throwing out perfectly good ones for no reason other than Microsoft's shite.
So you would rather people throw out perfectly good, working printers and add to the mountain of WEE waste choking the planet. Plus further pilliage the resources of the planet for raw materials to build and sell new ones instead?
That's the sort of attitude destroying this planet.
PCL5 works perfectly well for the job of printing,
Please do enlighten us as to what earth shattering developments PCL6 and beyond bring to putting marks on paper that PCL5 doesn't that the world simply cannot live without.
That's rather condescending...
I take it the author is a Luinux fanboy...
Is it horses for courses Liam. And for many business situations Linux just doesn't cut it because of a lack of applications in very particular area which Windows does have available.
Why do some people in IT forget that the OS is a tool to run application software. In business it is the applications that matter. If a particular OS (Linux or Windows) doesn't have the ones your business needs, then that OS is crap for your business.