Re: the Windows 11 Insider Preview Build now incorporates your credit card information into Windows
If they did that, I think you'd actually just see a lot more use of Apple devices and Chromebooks, not lots of people switching to Linux. You're also just not going to see that. The predictions that Microsoft will conveniently do something to completely destroy their market are unlikely and usually wishful thinking from those people who hate anything Microsoft does, including but not limited to their stupid things.
Microsoft would love everyone to use a virtual desktop in Azure for home machines. They also have more than two brain cells and know that's never going to happen. It's a viable product for businesses who want to scale machines or who do in fact have a BYOD policy, but it's not going to go down well with hardware manufacturers who are told to build dumb terminals, nor with customers who would immediately find a good way to break the dumb terminals. Suggesting that Microsoft will do something like that as the only option, rather than as a business-focused feature that they're happy for you to also buy, is akin to suggesting that they'll just give up on having Windows and update all their customers to your favorite alternative. You might like it if they did, but it's not going to happen, and for more than ideological reasons.