Benefits to you
POSSIBLE advantages to you.
CAVEAT: AFAICS, a CBDC looks to be more or less like a government guaranteed prepaid credit card. Assuming that's true and assuming that the potentially huge problems of security and counterfitting can be controlled, the advantages to us as individuals might be.
1. No more wallet full of plastic? (Fat chance of that -- as an elderly US citizen I have no less than 5 cards of various sorts that need to be perused just to get medical services, plus a library card, a couple of different, park "passports", three credit cards because you never know for sure which will be accepted by the merchant and occasionally any one may be arbitrarily declined by the electronic gods, etc, etc, etc).
2. No need to input name, rank,credit card number, date(s) and mysterious codes into idiosyncratic, cranky, often horribly designed software when purchasing stuff on-line.
3. No need to have anywhere near as much personal data stored by various online agents in an electronic communication system that is currently so sloppily constructed that occasional data theft from one or more of the way too many agents holding your data is virtually guaranteed.
4. Anonymity for small transactions. (Well, that's what the Chinese -- who seem to be furtherest along with CBDC are promising. They might mean it).
5. (Near) universal acceptance. (I'm not sure your corner drug dealer will take CBDC but most merchants likely will).
6. Lower transaction costs (Well, that's the claim. And, of course, the government will never take it into its head to tax CBDC transactions ... absolutely not ... never ... well except maybe for the duration of the current emergency).
7. There may also be be some advantages at the level of people who buy and sell commodities in 100,000 metric tonne quantities. Beyond my pay grade. Wouldn't know. (Actually, I think that's quite possible and its not impossible that some of the benefits might filter down to the end user.)