Windows 7 was clearly the last Windows OS you didn't have to actively fight against
Every time I set up a new Windows system - whether for myself or someone else - it was always a pretty zippy experience, with usually the copying of the installation files (or image decompressing) taking the most time. Creating an account was that one tiny step in the whole process, mostly consisting out of setting an admin password and possibly creating a personal account (depending on the Windows version).
That something that used to be something so insignificant and boring in all the right ways is now something where you have to actively fight over with the OS is just tragic.
When I first installed Windows 10 on a new system a few years back, it still had the 'create local account' option easily accessible, but with each major update ('service pack'?) it harasses me again to create a MSFT account and log into the mainframe. The option to tell it to f' off becomes more and more hidden with these updates too.
A few years of using Windows 10 has taught me that I don't enjoy the OS, as it always gets in the way. It's MSFT reminding you at every point that you don't own the system, that the whole OS is just a marketing campaign for MSFT services, and how dare you use it like it's Windows 7 or XP, or even 2000.
I honestly loathe Windows 10, and am not looking forward to suffering through the Windows 11 'experience', where it sounds like things still break at the whim of MSFT, while the number of configuration options and tweaks that would have made the OS feel comfortable dwindle with each 'update'.
But maybe Windows 12 will fix everything? One can only hope...