Any body on the sharp end of this system i.e. those trying to make a claim, will be able to tell you that this is a total cock up.
The staff in the job centres and call centres do not understand it and can not explain it to the claimants.
Being unable to access any money most are having to resort to using payday loans etc. , not a good way to go.
Will the government cover the interest costs while they sort out the system? Not a cat in hells chance.