Tidal is cheap thrills
It's not about the biz, it's about the audio quality. Mp3s are ear garbage. They're damaged sound files & they can damage your hearing. All these dopes walking around with earbuds today will be walking around with hearing aids in ten years.
20 bills/mo. is peanuts for CD quality streaming. I used to spend that in a week on discs. Now I can rip & rec as many tracks as I want.
But if the scratch is all that matters to you, just think of all the money you'll save in ten years as the hearing aid market explodes...