Re: "the bloc needs a digital version of the Euro"
With recent political events in the US, other regions including the EU now have more impetus to preserve sovereignty within the economic/payments space. MasterCard and Visa dominate payments, especially in the West and they're subject to US law, so the EU wants a home grown alternative. Take a look at Wero, this is an EU based digital wallet that's rolling out and gives an alternative to Visa and MC. Wero is limited to a few countries with more planned but probably won't cover the whole EU (it's private, backed by FIs). In Ireland, Zippay is coming. It's not a digital wallet but it doesn't use Visa or MC either (A2A payments). In Asia there are other schemes with similar objectives like Project Nexus (more focused on cross border than Wero but also removes the need for MC and Visa). There's a trend...
In the EU, Wero and Zippay go some way to boosting sovereignty but Digital Euro is planned to be EU wide and is backed by the ECB. By design (unlike Wero or Zippay) it will have offline capability and will support payer/payee privacy (like cash). Adjust your pinch of salt according to your own level of skepticism with that one. On the plus side, cash isn't going anywhere for the foreseeable (unless you're in the UAE) so if privacy is your concern, you always have that option.