Why the Moon?
The Monn is an awful place to live or work:
1. Lack of gravity (so need to stay fit, keep bone density, etc).
2. Lack of oxygen and water. (The water on the moon held in hydrated crystals in rocks, one does not squeeze a rock and get out water, readily.)
3. Too cold or hot.
4. Too much radiation, increasing likelihood of cancer.
5. The regolith, the Moon dust, woe woe. Due to lack of wind, the only weathering (such as onemay call it/ is either high-speed impact or solar radiation. The former, over the last 3+ billion years, has created a form of "sharp sand": this is microscopically sharp quartz. Quartz is second only to diamond in hardness. As it is atomically sharp, by Van der Walls forces (electrostatic polarity) it is "sticky" and does not brush off. Moreover the Solar wind that constantly impacts the day-side of the Moon (which changes every 28ish days) causes this nightmare of a type of dust to become charged, so repels, so raises to a height of about 10-20 odd metres. This causes the dust to eventually cover anything up to that height in a fine layer of effectively irremovable "gunk". Hence noi mrrors on the Moon!! The Apollo Lunar suits had major issues with Moon dust in the wrist joints. The Lunar Vehicle had to have sealed baring and drum brakes. The Lunokhod rovers, similarly. Anyone heard of Asbestosis and the affects of microscopically sharp, small particles on the lungs?
6. Energy. In the light of the above, on must have an abundant source of reliable energy. This cannot be solar,as the solar panels will degrade seriously over time. So nuclear is out only current option. But we all "hate nuclear" as that is not "green", "good" or "nice". The only suitable reactors are liquid-metal (high density, very efficient), but these we hate as the only things we might use such reactors of suitably small size is nuclear ballisticissile submarines. Even there we don't use them (safety and noise). So due to he lack of research, these are too risky and or expensive. So we have no long term, ample power.
So: one will not be bulldozing this stuff onto a base to provide shielding. One will not be romping about in buggies. One will be strenously avoiding it.
So why go? Basically so some rich tourists can "have a look". Fair enough. But let's be realistic: the Moon is much more cheaply left to robotic exploration. Much cheaper, much safer, muchore science return per unit cash spent.