SiteAdvisor
A good way to avoid phishing is to install something like SiteAdvisor, a secure toolbar addon for IE or Firefox that rates sites and warns of any problems such as dodgy downloads, malware and phishinh so that you never visit them. Also create a email account using yahoo, gmail or whatever, which you can use to sign in to suspect sites and not give anything vital awaay
See http://www.siteadvisor.com/
Biting the hand that feeds IT
