Re: I tire of all this (woe is middle-class, first-world me, apparently)
I have not switched completely since I need Windows for my software development needs; I just got a new PC set up to try out programming on a Linux-based PC. Otherwise I run Linux Mint on my laptop for my banking, credit-card purchases, bill payments, and other secure stuff. Linux Mint boots by default on my laptop so it does other things as well apart from my secure-transaction needs
That there is a pretty good reason to move on to desktop Linux, secure, virus free, malware free. So, watcha waitin' for?