Reminds me a bit of RFC3514
http://www.faqs.org/rfcs/rfc3514.html
2 publicly visible posts • joined 29 Sep 2010
"Detective Chief Inspector Terry Wilson of the PCeU, said: .... "Online banking customers must make sure their security systems are up to date"
All very well and good against other malware or very old samples of Zeus. But as as it re-encrypts each time it will defeat all Windows signiture based AV solutions. Forget your Firewall and Banking 2 factor authentication systems and almost every consumer defence. Zeus will just ignore them.
The only "safe" way to do Internet banking is from a bootable Linux Live CD if you run Windows as your operating system. Good write ups on Brian Krebs security blog about Zeus:
http://krebsonsecurity.com/category/smallbizvictims/
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