Are these people real?
I live in an area, so far ignored by 2g, 3g,4g and 5g, so my chances of a second factor coming to my 'phone anytime soon is a bit remote. I keep all my passwords on the Word (Psion) application on a twenty odd year old Psion netBook, which is almost never connected to the 'net. At the last count, it ran to 28 pages of A4, at four lines to an entry, for the most part. Admittedly, a whole lot of these entries are obsolete, Like the Daily Telegraph online crossword, which I gave up when they started to charge an exorbitant for an account. Everyone and their dog is requiring an acount with password. Very few of them can agree on how the password shall be constructed.Never forget that he simplest way to crack a password, is to crack the owner of the password. Usually with a big stick..A cheap and very low tech solution. I once tried to get an account on a hardware forum, for something I was using. After a couple of hours having passwords rejected. Even hitting keys at random did not generate a viable password, I decided that the manufacturer did not want people on his forum, and gave up.