Re: Howt to heap shit on your own head
Yes, signing the official secrets act makes no difference, you are bound by it anyway. The government only asks people to sign it to make them aware that they are dealing with official secrets.
2530 publicly visible posts • joined 14 Aug 2009
Taking the road analogy, you can have things like traffic lights which switch between roads on a junction, giving each one a chance to access the junction in turn, but apply equally to all types of traffic on that road. That's net neutrality. You could also have things like bus lanes which give one type of traffic, buses, priority over other types of traffic. That's not net neutrality.
Today, when driving home, I was delayed for about 20 minutes because a lorry ignored a "no HGVs" sign and went down a narrow road towards a single track bridge that it couldn't get across, when it should have gone about 3 miles upstream to the next bridge. That is an example of where net neutrality would be a bad thing.
Those ones are viruses, which is a different thing altogether.
In this scam, they contact the company pretending to be a supplier, and they will make sure it is a real actual supplier to the company, and tell them that their bank details have changed, so that when they do pay the real invoices, they pay them to the wrong bank account.
I remember the days when Imation were the market leader in floppy disks. Maybe they still are, but the last time I saw a floppy disk was when I was having a clear-out of old junk. When technology moves on, there is no reason why the leading company in the old technology should be anything special in the replacement technology, in fact, they almost certainly won't be.
The first smartphones to hit the market were from companies like Nokia and Blackberry, and devices based on Windows Mobile. Where are they now? Microsoft and Nokia scrapped all their earlier work and started again, not too successfully, Blackberry are virtually dead, and there were others who's impact on the market was so insignificant that I can't even remember who they are. The winners are Apple, who were very late to the market, and various devices based on Android, particularly Samsung. They were even later to the market.
Those companies looked at what the others were doing, figured out what they were doing wrong, and managed to fix it. Much cheaper and easier to learn from other peoples' mistakes than to learn from your own.
This is the City of London, which is owned by business interests. In terms of resident population, it is the smallest city in England with a population of 7,535 as of the 2011 census, though the day-time population is much larger, about 300,000. It is also the only city where businesses have a vote. They vote for 80 out of the 100 representatives on the council.
White people generally get a better education than blacks, and that certainly helps. Indians generally do pretty well, their next door neighbours in Pakistan, not so well, but there isn't much if any genetic difference between them, so it is all down to opportunities when they are young.
Petrol and electricity both cost about 12p per kWh in the UK. Diesel is about 10p per kWh. An electric car is about twice as energy efficient as a petrol or diesel car so that does make it cheaper. However the only reason it is cheaper is because tax on electricity is 5%, whereas tax on petrol and diesel is about 70%, so the tax is cheaper, not the fuel cost.
On my laptop the network is a Parallels Virtual Network connection, and from there it might go out to the internet via a local cable or wifi connection, public wifi, or bluetooth/USB via my phone. The Mac side of things knows which one it is, the Windows side does not.
Would that work? When a card is declined, the merchant isn't told why it is declined, it could be insufficient funds, account closed, blocked or doesn't exist, or bank thinks the transaction is fraudulent. Usually if a company wants to verify a card without taking any money, they do an authorisation-only transaction for £1, $1 or whatever and let it lapse without collecting the money.
"Credit Card verification. As you can only own a credit card if you are over 18."
That's not strictly true. You can only be required to pay money back if you are over 18, but it is possible for an under-18 to get a prepaid credit card, or garantor credit card if someone over the age of 18 is prepared to guarantee the balance.
Denmark can produce more because it is connected to the European Grid and can export it. 10% is about as high as we can go without reliability problems, for Europe and North Africa as a whole. That breaks down as about 1/3 Denmark, 1/3 UK and Ireland and 1/3 for the rest of Europe, mostly along the north coast of France, Belgium and Germany. So there is some potential for future growth, but not much. In Southern Europe and in North Africa, solar has much more potential, because the sun shines when they need the most electricity to power their air conditioning.
$264m profit, on a 33% share of the international calls market, and it is a very mature market with little growth prospects.
Vodafone trades at 11x earnings. Skype, probably less than that, because Vodafone has spectrum licences that other potential new entrants don't have.
$1bn would have been a good price. $1.5-$2bn would have been an OK price. $9bn was way too much.
What about Skype?
It's a decent enough company, sound business model, makes a profit and so on, but Microsoft vastly overpaid for it. The problem was that there was little growth potential because everyone was already using it, and had the risk of losing market share to new entrants such as Google Talk, WhatsApp and Apple's FaceTime.
Spain (and Ireland) had budget surpluses before the crash, so clearly their tax departments were collecting enough money to pay for everything. Their problem was that they had a real estate bubble due to too-low interest rates, which then burst, causing a banking crisis which meant they needed a lot of money to bail them out.
Is it like the UK where they count the same money multiple times and add it all together?
For example, if the three people jointly received the money, they are each treated as individually receiving the full amount.
If the money passed through multiple accounts before reaching them, they add together all the transfers in to each of the accounts but don't deduct the transfers out.
If they receive an asset other than cash, they add together the value of the asset and the sale proceeds from selling it.