bah..
Free tools: AVG, ClamWin - they're all out there. One Care sucked hard, there's no good reason to assume Morro won't.
Norton / McAfee cripple your machine. Hyper intrusive, CPU hungry. Forget it.
Here's a quick whacky idea : configure two profiles: a default low privilege (non-admin) one, and an admin one (to be used for installations etc). Alternatively, observe UAC prompts with a degree of common sense, and you won't have a virus / malware issue.