As I was saying the other week....
People keep talking about how the threat of law suits keeps companies in line. Like hell it does. These settlements are always insignificant in the grand scheme of things, and the perpetrator always comes off lightly because they've saved enough money through whatever shady or careless practice they're hauled up for that they're still in the black.
There's no out-of-court settlement against a statutory fine, and it doesn't stop individuals suing for damages. "Small government" fails its electorate -- any civilised country should be protecting its citizens better than that.