Re: The bank could close for a month and I'd be OK.
@ Loyal Commenter said:
Yes, you're an OAP, which means you were working, and earning, at a time where reasonably paid employment was available for pretty much all, property was affordable, and for those who couldn't afford to buy a house, rent and bills didn't consume the majority of your take-home earnings.
That's just a bunch of bullshit that you made up! I've had disabilities for years and have had a very hard time of it. I'm not blaming anyone for that and the world owes me nothing. My income for years has been welfare level (current pension cheques total $811.16 per month) and food is very expensive for me. That said, I did come out well on the property and am grateful for that. I am also grateful that I have learned to manage my life and my income.
Let me tell you something else that I've learnt. Living with credit in order to facilitate the lifestyle to which you allude is a choice. It is not something which is thrust upon you. If you need to have a new car (mine cost $700 10 years ago), go on holidays (like rich people), buy things for your home instead of making them, and play silly financial games like deal with the bank on a regular basis, then you have only yourself to blame.
The generation you're talking about is the ones working in the 50's and 60's. That was indeed a sweet spot. However, even then not everybody lucked out and not everybody led the same life. My dad worked bloody hard for what he got.
Maybe considering doing something to help those who aren't so lucky as to be in your position, rather than gloating about it,
Gloating about it? Boy, you're some piece of work. I am in fact very grateful for what I got. Not only that, I spend what little energy I can muster outside of home on community work.