
Re: Three Options.
Because, the cost if living is much higher in Switzerland. I've just returned to the UK after living in Zurich for 4 years. Plus (and even my Swiss friends agree), the Swiss government would tax air if they could get away with it. Don't make Switzerland to be the land of milk and honey - it isn't.
Many Swiss-Germans, cross the border and do their monthly shopping in Germany due to the price differences. Infact many Swiss live in Germany and work in Switzerland due to the difference in costs.
Living in Switzerland was an experience. But the Swiss-germans are nationalist and racist (not all, just mainly the older generation). Their SVP party (which gets the most votes) makes the BNP party look timid.
Everything in Switzerland is to the benefit of the companies not the public. Trying to move out of an apartment (outside of the official leaving months - remember you are only allowed to "officially" move out of an apartment is in two months in the year. April and September "i think"). If you want to move out on any other month you have to do the job of the landlords (advertising of the apartment, finding a suitable applicant - which has to be vented by the landlords and they can easily reject - and as such the process starts again). You have to get professional cleaning done (expensive), the walls will generally have to be painted by professionals (expensive) - before the landlord will even accept the apartment is suitable to be handed over.
Even if you have caused no damage at all to the apartment, your deposit will be void, as you will have to spend a good portion on that for the cleaning.
Add all this above, and that Zurich only had 57 available apartments 6 weeks ago (was in both Blick and 20 minutes), and that everyone tries to move out on the official months... it ain't pretty.
Now add that Switzerland hardly ever runs stories about the problems inside the country (one of the highest sucide rates in europe), a teenage who brought his swiss army gun home (but also took some bullets as well) shooting and killing another teenage at a tram stop... no mention in the regional newspapers. A young boy threw himself infront of a train right in front of me (i had bits of his... flesh... on my jacket, and watched his shoe roll passed me with his foot still inside)... no mention of this in the regional news.
As a drunken swiss bloke told me in the pub in Zurich - "You expats are nothing but slaves to the Swiss people. We only let you live here to make us money. If you didn't make us money you wouldn't care about you".
The best thing about Switzerland? The expat community. Go figure.
Disclaimer: All the above is regarding the Swiss-German side of Switzerland, the Swiss-French were completely different and far more laid back.