Security Shocker, 75% of Online Banking In The USA Is Flawed!
As an Online Privacy & Security Specialist in the USA, I'm GLAD that a UK publication has the fortitude to say that 75% of USA online banking sites are insecure. See, in America it's who has the stronger lobbyists in Washington DC that convince the Congress & Senate what criteria for online security is to be made by law. Credit Card firms, they lost, in America the customer is only liable to pay a maximum of $50.00 if your card or identity is stolen especially online. Of course you have to go thru hours and hours of rigamarole to get new cards issued but it will happen. After all, keeping customers in a perpetual state of consumer debt fuels the American economy.
Now banks they've got it real good over here in America, still. Bank acccount hacked-stolen-ID Theft-bank had silly/useless online security. The BURDEN OF PROOF here is all on the customer side. It's kind of like the French legal code, "You ARE Guilty Until YOU Prove You Are Innocent". Game-Set-Match, the banks have WON over here. Why initialize real online banking security when you DO NOT have to?
6 months ago, doing an online security presentation to a small bank in Raleigh, NC (that's where Al Gore INVENTED the Internet) we were told they would NOT offer their customers our ANTI Keystroke Logger Software solution. They wanted to compete with the bigger banks for a share of the online banking business in their area. It required NO enterprise system or any expenditure on their part to maintain or support. Just offer it to their customer base and they can download a virtually fool proof anti keystroke software solution. We suggested they GIVE IT AWAY to attract a new online customer base. US Government Intelligence Agency Tech Specialists tested it and found it to be virtually fool proof. Even if the users PC was infected with keystroke logger spyware IT STILL BLOCKED EVERY ONE OF THEM.
We were told, "No Thanks, it's up to the customer to prove that an outside source made the UN-Authorized withdrawals from their accounts." As long as the laws favor the banks in the USA in this regard, secure online banking in the USA is problematic on its best day and a nightmare on the other days.
A brilliant scientist, Ram Pemmaraju, now an American citizen, invented this fantastic protection for all manner of online protection. It works in "Real Time When You Are Online". Unlike other anti keystroke software that STILL sends out information over the browser using Windows Messaging Systems, his creates a private-encrypted and hidden channel for this purpose. If you will, please check his phenomenal solution out at www.safeatlastonline.com. Any online transactions are now totally safe. In the meantime online banking in the USA, not for me at this time, thank you very much.
Biting the hand that feeds IT
