@mathew42
I may have not explained this adequately All of our neighbors in private housing in our suburb have FTTP, it was started under the Labor government. Our internet is bulk billed through a single FTTP connection to the comms room in our retirement village. It was planned that way, so that we could all have an adequate and inexpensive service.
We currently have 140+ seniors units on our one site. Our wholesaler sells the access to the whole site, each unit pays $33 per month - Hence my calculation, indicating that for most of the time we are not all consuming 100 Mbps. On the very rare occasion that we are all running NetFlix etc at the same time, the wholesaler throttles the site to ~140 x 18 Mbps or roughly 2,500 Mbps (2.5 Gbps). We have discussed pushing up our individual monthly fee, but at the moment, for a few hours a month, it is not worth it. The village is still expanding to its planned 250 houses and the comms has been designed to cope with 250 x 100 Mbps (25 Gbps). I would be surprised if we have to pay more than $50/month as our site's traffic continues to increase. As more people move into apartments and self-managed/strata estates our wholesale model makes more sense. Our $33 also includes a friendly local support person.
The biggest problem that we had locally was that our Telstra mobile local phone coverage was awful "because you have the NBN so you have less need for it". Our local Telstra mobile performance improved dramatically when Vodaphone offered a better local service, funny that.
Anecdotally, many of our private neighbors are with Telstra or Optus; their typical FTTP plans include streaming entertainment, unlimited national VOIP, 1000+GB of data @50Mbs for about $120/month. To get something similar we would have to add our $18 VOIP (Includes a monitored personal alarm, but has a 9 cent flagfall for non-local calls - My bill is typically $23), and $12 for Netflix to our $33 giving a total monthly fee of ~$68, which I think is pretty reasonable.