Such brilliant cynicism
For those of you missing the point.
These days you need a passport or some kind of photo id to open a bank account.
Open said bank account with a fake id and get a nice overdraft as your credit history is clean.
take out money and never pay it back or use the account to launder money from other illegal practices....
I used to work for the people who did the passport service helpline. This was one of the most common reasons people would apply for passports with fake id's.
Its a big problem thats costing banks and business a lot of money.