You only have to look at the Post Office and Horizon debacle to see the future of such an ill thought out algorithm. I can see the court cases multiplying exponentially over the coming years as the Government are sued for privacy issues and faulty algorithm computing systems. This is nothing more than an attack on the privacy of the vulnerable in society? I ask each person would they like the Government to have the power to access their private bank accounts with the only evidence being a blip whether true or false from a computer system which as with Horizon they will claim to be infallible?