Re: Lawsuit culture
The original £1k, yes, complain, withold payment from the CC.
Him not getting a bonus certianly has grounds here and maybe from what he was saying could have landed the company in hot water, so he had a bargaining chip.
Dieselgate. I got a diesel as it was deemed to be good, blah blah. I chose it for a few reasons. i would not bother with the claims, but after Khange and the ULEZ and having to get rid of a perfectly good car as I chose diesel (because of the legistlation at the time), then I may as well have ago. I do think that the car companies are to blame as they *HID* what they were doing, but anyone who looks at cars knows the WLTP figures are fantasy. Plus I should have guessed that the gvt would screw diesel over again as they did it years ago in one budget where the tax relief was removed and diesel went from being cheap to most expensive that petrol. with these, you have got to have signed up to be part of the claim, even if you get £10. No part of a claim, then probably nothing doing for you
Car loans - It is down to you to read and understand. some of the original claimants could not get a loan for the car but a dealer would give you one at an inflated price. Probably tells you something*. Others like the one whose claim was upheld, 55% commission.. Nice littler earner and is under DCA's that were banned
Next will be the CC's that charge ridiculous amounts of interest (seen one on TV at over 1000%)
For those that signed up, could get interesting. May have to pay the ambulance chasers for nothing (worst case), or if you are one that is a DCA claim so in line for that £950, you may lose that to the ambulance chasers instead
Personally, I hunt around to get the best deal for what I need/want. Be it CC and a transfer in a few months, taking out a loan way larger than I need to get the lower interest rates and payback the amount I do not need immediately.
* if you have never had debt or a Credit Card, you can struggle to get a loan. I found this to my cost when I was young. I was always taught to save and buy when you had the money. first time I needed more I went and asked and got next to nothing. Pleaded my case - no loans, no CC's, no phone and was told that *IS* the problem. No credit score.