AI?
The requirements for extra hardware still put me off - I haven't read anything about how TPM 2 stopped this hack, or prevented that ransom demand. And far from being happy that AI may contextually work out what I'm doing and give it a bash, I fully expect to come home from the shops one day to find my PC telling me that "Someone from Russia called and said he's writing your obituary, so I gave him as many personal details as I could find, including all your bank logins."