Re: Hard Currency
"Problem with crypto is there's no real security, or trust."
That's true for crypto writ large, but not for bitcoin. Bitcoin requires no trust, though this is only true if you self-custody (e.g. using a hardware wallet). If you leave it on an exchange, you're trusting the exchange.
FTX is a great example. People thought they had bitcoin and/or various $hitcoins in their account, when in fact FTX were using depositor funds to gamble with. Classic Ponzi scheme.