Re: Probably was a mistake
"and the recipient just blindly copies and pastes the entire thing into the website back end."
That's a big flashing warning sign that there are big very fundamental problems if that's the case. Terms and Conditions statements from a large company such as PayPal are a major process. It's not some marketing fluff being added to a page 4 layers down than only needs a department head sign off to go live. T&C's are a legal statement and part of the contract the company has with customers and users. They aren't something a summer intern is going to be messing with.