Re: "due to the cryptocurrency's current price fluctuations"
80% of US dollars currently in existence were printed in the last 22 months. The US government has also taken on so much debt that it literally can't afford to have interest rates rise high enough to effectively fight the inflation that the money printing is causing, because the cost of servicing their debt would be unsustainable. I don't have figures for the UK, but a cursory glance at the money supply charts says we're probably in similar shape. Best case outcome is "stagflation" - high inflation and no growth. Worst case outcome is hyperinflation.
And you want to call bitcoin "funny money". Lol.