Re: "typically seems to involve being sent an SMS"
Recurring payments are authorized in a different way i.e. SEPA Direct Debit.
The Epson service uses recurring card payments and the recent SCA change in the UK is about card payments.
Requiring a card reader is very uncomfortable for the customer - does one carry it around?
If the customer wants to use an offline card reader because it's the most secure option, yep.
Thr problem is banks are only offering apps or SMS as options.
Anyway, I have to repeat it here, the actual regulations require an authorization code that is tied to the actual transaction, and thereby can be used only for such transaction.
So? How do you think offline card readers work?
Biting the hand that feeds IT
