Re: Trust
I don't know most of my passwords, that's what a password manager with ability to generate strong passwords is for
Downside - single point of failure.
Caveat - I know the passwords for sites that are used often, but they are not sites that involve purchasing / finances*, so pipe wrench would not achieve much (unless a miscreant wanted to pose as me on el Reg or do other pointless low level actions on other sites)
*partner won't believe my refusal to do online banking etc is for any other reason than to inconvenience them despite knowing I don't trust online security as I have seen too many exploits over the years.