Re: on debit card front and accounts in general
On the other hand, just like the UK, there are also lots of new fintech banks in the EU which are upsetting the cosy fee-charging apple-cart(el) of old school banks.
Banks make their money by lending out our money that we lend to them in our savings and current accounts. There is no reason that we should pay to have a current account, as we are the ones providing them that source of funds (unless you think that those accounts which have packaged extra services are somehow worth it).