Re: Not using online banking apps - advice please (genuine question)
Mobile App banking done correctly is far more secure than any other form of banking.
The FirstDirect banking app for example is matched to both phone AND SIM. If either change you have to speak to them direct and answer numerous security questions to get it reactivated.
Then even when that's done, you still need another password to login/authorise any payment.
So, in the case of a SIM-swap, the person would also need to know my telephone password, 3 question/answer passwords, and then my digital password to do anything useful. Good luck there....
Biting the hand that feeds IT
