1996 NEC P800 got me home
Just after local government reorg, I was issued with an NEC 'brick' the P800.
I was living in Newport at the time.
Coming back from Cardiff on the last train, I fell asleep and woke up in Abergavenny (basically the Manchester train!)
I had £5 in my pocket and the taxi driver gave me a quote of £12 to get me home.
I called ahead to my lodger in Malpas, Newport and asked how much cash he had... (yes, £20)
So, I went full-assertive mode, gave the driver the fiver up front and said "get me home and I'll pay you another tenner."
I had my first personal Panasonic G520 gen.2 with SMS in '98 - funnily enough on VodaFone.
ISTR you had to type in the varius SMS hubs until it became standard - say if you wanted to text Cellnet from Vodafone. Happy Days.