Re: Decentralisation
No, that's not it. They have learned (hopefully) that if you put all your money in a central place, then you've drilled a hole through all the benefits that decentralization brings with it so you might as well use something that was designed to be centralized. You can keep your own crypto in a decentralized manner and it's usually more secure if you're careful, but a lot of people are too lazy to do so.