Re: Naive? Or something else?
If it were possible to say that you are going to die in a year, why would an insurance company offer you a policy that paid out more than a years premiums?
Why do you think they owe you?
> I looked for a way to manually add steps to my daily count after a soccer game in which I couldn't wear it and discovered that it's absolutely impossible.
You could (probably can) buy football boots that have room for an aftermarket tracker under the sole. That can tell you various metrics ( I had the boots for a while, but didn't want to spend the extra on the tracker ). Mine were Adidas.