Re: Cash
"Using cash means that the small retailers I use actually get to keep all of it"
...apart from the bank charges that they have to pay for handling cash (or cheques), so it probably roughly balances out with card fees
...and, in some cases, the taxes that some cash-in-hand traders are avoiding evading paying, by neglecting to put a few jobs through the books, putting an unfair tax burden on the rest of us that we have to pay for their freeloading instead.