Re: There are even worse sides to this
Yeah, that's been going around with 40-60k bitcoin. It's also useful to point out if you have your own mail domain it's possible to separate the account privs to help limit an account breech. It's not super user friendly yet though. But even if they had a hard cap, it wouldn't help if your account it breached and they can just disable the cap.
But yeah, MFA for everything that has billing.