Re: bring the problem back into cyberspace
Absolutely right.
In the same way that my vehicle insurer won't pay out if I don't have an MoT[0]; my contents insurance won't pay above a certain value for jewellery unless items are kept in an approved safe etc.
You are also right to say that this will take time to mature, but we need to start somewhere.
[0] Left-pondians: an MoT is an annual, legally required test of road-worthiness.