If only
I pay £31/month here in France's answer to silicon valley. For 3.5Mbit/s down, 800kbit/s up ADSL. 4G on my phone is faster (but very variable, might be 16Mbit/s one minute, and 0.5Mbit/s the next) and capped. I can see the fibre exchange from my window, and could probably install the fibre myself over a weekend, but "sometime after 2021" is the current schedule. That is at least in part because they put a moratorium on all new sales at the beginning of the year, and ordered the installation company to redo all the lines installed between 2018 and 2019 to make them work properly, before they are allowed to sell any more. So far they've restored 48,000 out of 90,000. Out of the 280,000 potentially-available lines, 100,000 lines are supposedly ready, and they've only sold 14,000.
It's bad when I wish I had Openreach doing the work...