Yes, you are, regardless of the amount of RAM you have
There are enough apps on Windows that allocate enough virtual memory that they never use to require a page file to work properly. Linux uses overcommitting and copy-on-write trickery to overcome this while Windows does not (in exchange Windows doesn’t suck anywhere near as bad as Linux when it’s out of RAM).
Seriously, I’ve had to increase the page file for HP Z4 workstations (rocking 64GB of RAM) to at least 1.5x the total RAM just to stop Microsoft Teams randomly crashing on modern Windows 10. Only an idiot disables the swap file or keeps it small if they know how the internals work.
Biting the hand that feeds IT
