Re: Cynical, moi?
In the United States you can freeze your credit for free. This is a service which requires you to provide a PIN code before you can take out any credit. Instead of offering Experian credit monitoring for two years -- the hackers just need to wait 2 years for the heat to die off -- is to help the employees freeze their credit. You need to do this free service with Equifax, Experian, and TransUnion.