Re: £95K!!
Maybe I'm being naive, but I find it hard to think of anything one could do (for criminal gain) with £95k admin credentials that wasn't really quite high risk, so one would need expected gain of much more than 95k to take it on. Unless I'm wrong about the risk, there must be some ways of wringing genuinely huge amounts of cash out of these.
The bank accounts tell a different story, I think. Lots of them will have little in, and most anti-fraud measures are no doubt only effective if one were to try to drain a really large amount in a rash way. So a figure of £100 rather suggests low risk to the criminal and weak protections by the banks. I guessed that, but it's not very cheering to see it demonstrated this way.