Driver has nothing to do. Dozes off. Bang!
If the car AI takes control of tasks that the driver would normally do, then I do not think it surprising that the driver fails to pay attention when they need to. I get the impression that train drivers need special training to cope with long periods of doing nothing, while paying attention all the time.
This reminds me of a description of one of the worst jobs ever (in my opinion). This was in the 80's. In a canning factory, there is a labeling machine. Labelled cans stream out of the machine many times a second. An operator observes the cans zooming past. It is just a blur of colour. The operator's job is to stop the line if there is a visible change. If the machines are working well, the operator might never see a fault all day. I do not know if operators got special training for this, or were only put on inspection for limited periods, to preserve their sanity.