Re: It's not enough, not even close
Not really. The settlement is to make the case go away. Could be guilt, sure, but could also be the simplest, cheapest and fastest way of disappearing the problem. It's a payment, in fact, to not admit guilt.
If they took the case to the end whistle and won, it would be cheaper. If they lost they could take serious damage. It's a numbers game and has very little to do with guilt or innocence. A settlement is officially a state of "Schroedingers innocence"....could be innocent or guilty but you won't know till you open the box; and paying the settlement nails the box shut.