Re: And contrary to "expert" advice ...
AFAIK this is equivalent to disabling UAC
The article says to set Run all administrators in Admin Approval Mode to Enabled, which enables UAC. If it's not already set to Enabled, then the system has UAC disabled.
FWIW, my Win7 machine has maximum UAC (all UAC GP settings set to the most-secure option, prompting for credentials on the secure desktop1), and I haven't seen this issue.
1Which, yes, is still far from bulletproof; but it does increase the attack work factor.