Re: So, no
Not entirely clear. It's generating its predictions on cost, but my reading of the article is that those costs are being factored into racial group risk levels and then coming out the other side according to the "race" (however you want to slice that) of the person whose risk you're attempting to predict. Healthcare is one of the areas that you might carefully use race as an input for certain things (for example, people of African American descent are more likely to develop glaucoma, as are those with an Irish background), carefully because decisions based on such predictions can become systematic discrimination.