Re: Identity theft is a bummer
Don't use SMS for 2FA
This august redtop reported over 3 years ago that NIST was planning on deprecating the use of SMS for 2FA owing to its risks.
So, with the revised Payment Services Directive arriving in September 2019, what technology did most of Europe's banks decide to use for 2FA?
Not only does it offer very little in the way of genuine security, it also means that people can't make online purchases unless they happen to have a mobile phone signal - and if you're in a rural not-spot, going out to the shops is probably not an option either.