Threats have always been escalating
When the Internet started, the biggest threat was spam mail.
Then the Internet got the ability to manage transactions, so getting user credentials became important.
Now, state-level confidential information is stored on cloud servers or otherwise internet-accessible data repositories, so well-funded actors are looking for ways to infiltrate and monetize that information.
The more complexity we add to our Internet experience, the more attractive that will become to well-heeled blackhats.