On my home computer, I want all my documents saved locally. They are backed up to an external drive using the "File History" option. I do NOT, generally, want them saved to a "cloud". There are some files that I do want on One Drive, specifically files that change frequently and that I frequently access from other computers using my credentials, and I copy them there but for the most part I very much do not want my various documents stored with Microsoft. Besides, I have more files stored than Microsoft has granted be storage for.