Re: Phones for the 0.1%
I've been using Nikon 'super-zoom' compacts for many years (and the missus has a 15x Canon pocket model for when even that's too much of a faff). The current models go up to 60x which is just about usable in good light with a steadyish hand. Very good for bird identification.
The best camera in the world is the one you have with you - right now.