Re: Phones for the 0.1%
I've been really missing a zoom lens this spring, to the extent that I've considered picking up a 'travel zoom' camera. Pocket sized travel zoom cameras - a very popular segment when people still bought discrete cameras - can usually zoom up to around 30x. The trade off is that this requires a small sensor, though that's not the end of the world in good daylight when I'm spotting various birds along the canal.
My phone camera is good enough that I rarely go to the faff (find the charger, find an empty SD card, carry the dammed thing, worry about its lens sucking in dust, transfer photos) of using my other discrete camera, one designed for lower light (so bigger sensor, only a 5x zoom lens)