At Simon Hobson, re: authorization.
You wrote:
Technically they were authorised - because the parent/whoever put the card details in and authorised purchases.
The problem is when the parent was *not* the person entering the CC details. If the kid swiped the card, entered the details without the parents knowing, & then ran up those charges, the parents will dispute any/all charges to their card & demand their money back.
It's akin to saying that the parents must be at fault the little kids were caught behind the wheel of their shiny new sports car because the parents must have put the keys in the ignition. No, the kid could have stolen the keys & gone for a joy ride. The parents thought the car was still in the garage (the card in their purse/wallet), not out on the autobahn doing nearly 200KPH (racking up fraud FB charges) & about to get the *parent* arrested for child endangerment (prosecuted for the fraud charges) because their kid was driving their car. See the problem?
Biting the hand that feeds IT
